Only for SWIFT payments, not SEPA
0. Understand is it SEPA or SWIFT. SEPA payments are not trackable and should take around 1 business day.
1. Ask your bank for a payment confirmation, MT103 preferrably.
2. Find UETR, Reference #, amount, currency and value date as per scheme below.
3. Check the SWIFT status in our one and only independent SWIFT tracker.
SEPA payments are being sent only in Euro and within European Union. If your beneficiary is outside EU - this is not SEPA. If you initiate your payment outside EU - this is not SEPA, unless you use payments systems like Wise or similar.
You can track your IBAN payment sent over SWIFT network using the Unique End-to-End Transaction Reference (UETR) provided by your bank. This reference allows you to monitor the status of your payment through the SWIFT gpi tracker.
To track an IBAN transfer , you typically need the Unique End-to-End Transaction Reference (UETR), the sender's reference, and other details such as the transaction amount and date. This information can be obtained from your bank.